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Preparing Your Financing

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Contact Us

Preparing Your Financing

Purchasing a property is likely the most significant financial decision you'll ever make. Whether it's your first purchase or your tenth, this decision requires careful consideration and preparation. At EquityShield Group, we are here to support you every step of the way. We can connect you with experienced and knowledgeable mortgage lenders specializing in residential, construction, commercial, and investment real estate.

SECURE FINANCING

Getting pre-qualified for a mortgage is a crucial step before you start your property search. It offers several benefits:

• Provides an estimate of how much you can afford to spend on your property.

• Helps you determine which loan programs you qualify for.

• Involves a lender checking your credit and verifying your documentation to approve a specific loan amount.

• Offers an estimate of down payment and closing costs.

FINANCIAL DOCUMENTATION

Your mortgage lender will guide you on the necessary paperwork. Key financial documents to gather include:

• Financial statements

• Bank account information

• Investment portfolios

• Credit card details

• Auto loan information

• Recent pay stubs

• Tax returns for the past two years

• Copies of leases for investment properties

• 401K statements, life insurance details, and information on stocks, bonds, and mutual accounts

FINANCIAL STABILITY

It is essential to maintain financial stability during this process. Avoid making sudden career changes or large purchases to ensure you are in the best possible position when purchasing your property.

At EquityShield Group, we are committed to helping you navigate the complexities of property purchasing with confidence and ease. Contact us today to begin your journey towards securing your dream property.

Preparing Your Financing

Why Use a Realtor When Buying a Home

Making an Offer

Home Buying Process

Community Data

Buyer's Glossary of Terms

Purchasing a property is likely the most significant financial decision you'll ever make. Whether it's your first purchase or your tenth, this decision requires careful consideration and preparation. At EquityShield Group, we are here to support you every step of the way. We can connect you with experienced and knowledgeable mortgage lenders specializing in residential, construction, commercial, and investment real estate.

Preparing Your Financing

Why Use a Realtor When Buying a Home

Making an Offer

Home Buying Process

Community Data

Buyer's Glossary of Terms

SECURE FINANCING

Getting pre-qualified for a mortgage is a crucial step before you start your property search. It offers several benefits:

• Provides an estimate of how much you can afford to spend on your property.

• Helps you determine which loan programs you qualify for.

• Involves a lender checking your credit and verifying your documentation to approve a specific loan amount.

• Offers an estimate of down payment and closing costs.

FINANCIAL DOCUMENTATION

Your mortgage lender will guide you on the necessary paperwork. Key financial documents to gather include:

• Financial statements

• Bank account information

• Investment portfolios

• Credit card details

• Auto loan information

• Recent pay stubs

• Tax returns for the past two years

• Copies of leases for investment properties

• 401K statements, life insurance details, and information on stocks, bonds, and mutual accounts

FINANCIAL STABILITY

It is essential to maintain financial stability during this process. Avoid making sudden career changes or large purchases to ensure you are in the best possible position when purchasing your property.

At EquityShield Group, we are committed to helping you navigate the complexities of property purchasing with confidence and ease. Contact us today to begin your journey towards securing your dream property.